Terms of Service

These terms govern your use of creget.com ("Creget", "we", "us"). By using the site you agree to these terms. If you don't agree, please don't use the site.

1. What Creget is

Creget is a free educational platform for Indian personal finance. It aggregates publicly available market data for mutual funds, stocks, and credit cards, and provides calculators and research articles for informational purposes only.

2. Not investment advice

Nothing on Creget is personalized investment advice, a recommendation, or a solicitation to buy or sell any security or product. We are not registered with SEBI as an investment advisor, research analyst, or portfolio manager. Information on the site may contain errors, be outdated, or be incomplete.

Always consult a SEBI-registered advisor, read the scheme information document, and consider your own risk profile before making any investment decision. Mutual fund investments are subject to market risks.

3. Data accuracy

Market data is fetched from third-party providers (mfapi.in, AMFI, Alpha Vantage) and displayed as-is. We do not guarantee the accuracy, completeness, or timeliness of any data shown. NAV, price, and return figures may be delayed. Credit card reward rates and fees change frequently — verify directly with the issuer before applying.

4. Acceptable use

You agree not to:

• Scrape, crawl, or republish data at scale
• Attempt to break, reverse engineer, or overload the site
• Use Creget content in any product that misrepresents its source
• Use the site for any unlawful purpose

5. Intellectual property

Creget's branding, logo, code, written articles, and design are owned by Creget. Market data belongs to its respective providers. You may link to pages on creget.com freely.

6. Limitation of liability

Creget is provided "as is" without warranties of any kind. We are not liable for any investment losses, missed opportunities, data errors, or damages arising from your use of the site. Your use is entirely at your own risk.

7. Third-party links

Creget may link to external sites (issuer pages, exchange listings, news articles). We are not responsible for the content or privacy practices of those sites.

8. Changes

We may modify these terms at any time. Continued use of the site after changes means you accept the updated terms.

9. Governing law

These terms are governed by the laws of India. Any disputes are subject to the exclusive jurisdiction of courts in India.

10. Contact

Questions? Email hello@creget.com.