Creget Journal

Money, markets, and method.

Clear, research-backed guides on mutual funds, personal finance, fintech, credit cards, and Indian markets.

Markets·15 Apr 2026

FPI flows back into Indian equities: is the rotation real?

After months of outflows, foreign portfolio investors have turned net buyers again in April. What changed — and will it last?

6 min
Markets·15 Apr 2026

Why FIIs are returning to Indian markets in 2026

After 18 months of net selling, foreign institutional investors are back. What changed and what it means for your portfolio.

7 min
Markets·14 Apr 2026

Nifty 50 Q4 FY26 earnings: winners, losers, and what to watch

Earnings season is halfway through. Here is a quick scan of the standout results and sectors showing stress.

7 min
Markets·14 Apr 2026

Nifty at 25,000: Is the Indian market overvalued?

PE ratios, earnings growth, and global comparisons. A data-driven look at whether Indian equities are expensive.

7 min
Markets·13 Apr 2026

Global markets snapshot: April 2026 volatility and India's resilience

US tech is wobbling, European growth is soft, China is stimulating. Where does India fit in this picture?

7 min
Markets·11 Apr 2026

Union Budget 2026: what changed for investors and taxpayers

The Feb 2026 budget brought tax tweaks, capital gains clarity, and a push for formalization. Here is the investor-relevant summary.

7 min
Markets·11 Apr 2026

The rise of Indian defense stocks: Hype or real opportunity?

Government capex, Make in India mandates, and export orders. We analyze whether defense stocks deserve a place in your portfolio.

7 min
Markets·10 Apr 2026

RBI holds repo rate steady in April 2026: what it means for your EMIs and SIPs

The MPC kept the repo rate unchanged at 6.00% on April 8. Here is the market reaction and the practical impact on your money.

6 min
Markets·6 Apr 2026

Why gold is at all-time highs in 2026 (and what to do about it)

Gold has crossed ₹82,000 per 10 grams. Central bank buying, dollar uncertainty, and safe-haven flows are all in play.

6 min
Markets·4 Apr 2026

SEBI's new mutual fund disclosure rules: what changed in 2026

SEBI tightened portfolio disclosure timelines and standardized risk labeling. Here is what is different and why it matters.

6 min
Markets·27 Mar 2026

Nifty 50 explained: what it is, how it works, and why it matters to every investor

The Nifty 50 is quoted in every business headline — but what exactly is it measuring, how are companies selected, and what does a 200-point move actually mean for your portfolio?

7 min
Markets·26 Mar 2026

FII vs DII: how foreign and domestic money movements drive Indian markets

On any given trading day, FII and DII buying and selling data is the most watched number after the index level. Here is what these flows mean and how to use them.

6 min
Markets·25 Mar 2026

RBI rate cycles: how repo rate changes flow through to your investments and loans

When the RBI changes the repo rate, the ripple effects touch your EMIs, your FD returns, your bond portfolio, and the stock market. Here is the full transmission mechanism.

7 min
Markets·24 Mar 2026

Sectoral rotation in Indian markets: how smart money moves between sectors

Markets do not move uniformly — sectors lead and lag in a predictable (if imperfect) pattern through the economic cycle. Understanding this can sharpen your portfolio decisions.

6 min
Markets·23 Mar 2026

How global markets affect Indian stocks: the correlation investors must understand

When US markets sneeze, does India catch a cold? Sometimes — but the relationship is more nuanced, and more useful, than the cliché suggests.

6 min
Markets·7 Mar 2026

IPO investing in India: how to evaluate new listings and avoid the hype

Indian IPOs generate enormous retail excitement. But the average IPO return over 1 year significantly underperforms the market. Here is how to evaluate which ones are worth applying for.

8 min
Markets·6 Mar 2026

Dividend investing in India: building passive income through quality dividend stocks

Regular dividend income from quality Indian companies is achievable — but dividend investing requires a different mindset than growth investing. Here is how to build a dividend portfolio.

7 min
Markets·5 Mar 2026

Small and mid-cap risk: how to invest in India's growth engine without blowing up

Small and mid-cap stocks have delivered India's highest long-term returns — and some of its most devastating drawdowns. A structured approach can help you capture the upside while managing the risk.

7 min
Markets·4 Mar 2026

India's GDP growth story: what it means for equity investors in the next decade

India is on track to become the world's third-largest economy. But how does macroeconomic growth translate — or fail to translate — into stock market returns?

7 min
Markets·3 Mar 2026

Technical vs fundamental analysis: which approach works better for Indian investors?

Two schools of thought dominate stock market analysis. For retail investors, understanding both — and knowing when each is useful — is more valuable than dogmatically following one.

6 min
115 posts · updated regularly